Teo Tiong Guan, 47, a former stevedore, was jailed for two years and four months for cheating. He used his Chinese national girlfriend Xiao Lin, who was similar in build to his wife, to pose as his wife to take eight loans amounting to Sin$ 140,000 (US$ 108,208) between January and April 2011.

Teo used the same ploy to apply for the sale of his matrimonial HDB flat without his wife’s knowledge. Xiao Lin posed as his wife, forged her signature and presented his wife’s IC at the HDB office.

Teo pleaded guilty to cheating the HDB. He was jailed for two years and four months for cheating. Xiao Lin had been paid between $500 and $1000 each time she posed as his wife. She is still at large.